Being down 20% or 30% on your investments in any given year is a hard pill to swallow. What is even harder to swallow, you might also have to pay capital gains taxes as well. Let that sink in for a moment. You have lost money and yet you still owe taxes. Read more about how this is possible.

You work hard for your money, but is your money working hard for you? It’s this simple question that motivated me to pursue a career in the financial industry. I believe everyone should ...